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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $556,730 | $174,379+219.3% | $152,093+266.0% | $138,895+300.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 21.34% | 74.86%-53.5pp | 66.36%-45.0pp | 145.39%-124.1pp |
| Employer contribution / active EE | $6,227 | $4,652+33.9% | $4,175+49.2% | $4,194+48.5% |
| Participant deferral / active EE | $9,065 | $6,159+47.2% | $5,451+66.3% | $6,396+41.7% |
| Admin fee / account holder | $3,238 | $16,880-80.8% | $14,497-77.7% | $12,562-74.2% |