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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,353 | $101,798+11.4% | $165,071-31.3% | $80,935+40.1% |
| Participation rate | 88.6% | 71.8%+16.7pp | 78.6%+9.9pp | 67.7%+20.9pp |
| Annual return | 13.37% | 16.73%-3.4pp | 70.17%-56.8pp | 35.66%-22.3pp |
| Employer contribution / active EE | $3,162 | $2,954+7.0% | $4,347-27.3% | $2,757+14.7% |
| Participant deferral / active EE | $7,965 | $4,476+77.9% | $6,035+32.0% | $4,299+85.3% |
| Admin fee / account holder | $5,885 | $8,221-28.4% | $12,695-53.6% | $6,924-15.0% |