Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,183 | $57,590-30.2% | $86,233-53.4% | $82,448-51.3% |
| Participation rate | 39.3% | 57.9%-18.6pp | 69.0%-29.7pp | 68.1%-28.8pp |
| Annual return | 13.47% | 22.41%-8.9pp | 61.39%-47.9pp | 41.64%-28.2pp |
| Employer contribution / active EE | $472 | $1,655-71.5% | $2,504-81.2% | $2,551-81.5% |
| Participant deferral / active EE | $6,338 | $3,080+105.8% | $4,559+39.0% | $4,139+53.1% |
| Admin fee / account holder | $10,319 | $4,730+118.1% | $8,342+23.7% | $7,234+42.6% |