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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,767 | $185,312-58.6% | $161,489-52.5% | $154,746-50.4% |
| Participation rate | 94.4% | 82.5%+12.0pp | 78.7%+15.7pp | 80.7%+13.7pp |
| Annual return | 16.94% | 103.84%-86.9pp | 89.72%-72.8pp | 172.34%-155.4pp |
| Employer contribution / active EE | $3,024 | $4,769-36.6% | $4,268-29.2% | $4,379-30.9% |
| Participant deferral / active EE | $4,760 | $6,350-25.0% | $5,630-15.5% | $6,730-29.3% |
| Admin fee / account holder | $988 | $18,654-94.7% | $16,006-93.8% | $14,365-93.1% |