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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,770 | $106,749+26.2% | $145,433-7.3% | $82,448+63.5% |
| Participation rate | 77.8% | 75.6%+2.1pp | 82.1%-4.3pp | 68.1%+9.7pp |
| Annual return | 13.11% | 27.59%-14.5pp | 66.58%-53.5pp | 41.64%-28.5pp |
| Employer contribution / active EE | $599 | $3,444-82.6% | $4,554-86.9% | $2,551-76.5% |
| Participant deferral / active EE | $5,943 | $6,519-8.8% | $7,897-24.7% | $4,139+43.6% |
| Admin fee / account holder | $9,199 | $8,390+9.6% | $13,129-29.9% | $7,234+27.2% |