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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,218 | $160,040-48.6% | $147,096-44.1% | $145,877-43.6% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 5.03% | 98.49%-93.5pp | 419.75%-414.7pp | 551.28%-546.3pp |
| Employer contribution / active EE | $1,930 | $5,289-63.5% | $4,936-60.9% | $4,663-58.6% |
| Participant deferral / active EE | $10,278 | $8,429+21.9% | $8,071+27.3% | $6,691+53.6% |
| Admin fee / account holder | $183,943 | $15,050+1122.2% | $13,005+1314.4% | $13,402+1272.5% |