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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,605 | $174,379+46.6% | $152,093+68.1% | $138,895+84.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 11.77% | 74.86%-63.1pp | 66.36%-54.6pp | 145.39%-133.6pp |
| Employer contribution / active EE | $1,073 | $4,652-76.9% | $4,175-74.3% | $4,194-74.4% |
| Participant deferral / active EE | $8,875 | $6,159+44.1% | $5,451+62.8% | $6,396+38.8% |
| Admin fee / account holder | $1,008 | $16,880-94.0% | $14,497-93.1% | $12,562-92.0% |