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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,790 | $183,539+19.8% | $155,556+41.3% | $145,897+50.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 5.94% | 61.31%-55.4pp | 64.84%-58.9pp | 552.29%-546.4pp |
| Employer contribution / active EE | $1,191 | $5,315-77.6% | $4,675-74.5% | $4,663-74.5% |
| Participant deferral / active EE | $7,687 | $6,467+18.9% | $5,631+36.5% | $6,689+14.9% |
| Admin fee / account holder | $984 | $19,275-94.9% | $15,885-93.8% | $13,390-92.7% |