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| Provider | Service type | Compensation |
|---|---|---|
Filed as: M HOLDINGS SECURITIES, INC. Service code 16 · EIN 91-1802259 | Consulting | $60,569 |
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $2,546 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,949 | $101,539+146.2% | $147,041+70.0% | $74,400+236.0% |
| Participation rate | 88.6% | 75.5%+13.1pp | 82.2%+6.4pp | 67.2%+21.4pp |
| Annual return | 16.22% | 8740.84%-8724.6pp | 419.21%-403.0pp | 1367.51%-1351.3pp |
| Employer contribution / active EE | $14,508 | $3,811+280.7% | $4,935+194.0% | $2,624+452.8% |
| Participant deferral / active EE | $9,458 | $7,304+29.5% | $8,071+17.2% | $4,348+117.5% |
| Admin fee / account holder | $464 | $1,749-73.5% | $13,006-96.4% | $1,944-76.1% |