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| Provider | Service type | Compensation |
|---|---|---|
Filed as: M HOLDINGS SECURITIES, INC. Service code 16 · EIN 91-1802259 | Consulting | $60,569 |
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $2,546 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,949 | $101,672+145.8% | $147,117+69.9% | $74,478+235.6% |
| Participation rate | 88.6% | 75.5%+13.0pp | 82.2%+6.4pp | 67.2%+21.4pp |
| Annual return | 16.22% | 8757.83%-8741.6pp | 420.54%-404.3pp | 1370.56%-1354.3pp |
| Employer contribution / active EE | $14,508 | $3,813+280.5% | $4,932+194.1% | $2,626+452.4% |
| Participant deferral / active EE | $9,458 | $7,305+29.5% | $8,065+17.3% | $4,350+117.4% |
| Admin fee / account holder | $464 | $1,753-73.5% | $12,993-96.4% | $1,946-76.1% |