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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,353 | $52,353+202.5% | $120,225+31.7% | $82,448+92.1% |
| Participation rate | 51.6% | 58.3%-6.7pp | 69.6%-18.0pp | 68.1%-16.5pp |
| Annual return | 15.68% | 61.85%-46.2pp | 439.23%-423.5pp | 41.64%-26.0pp |
| Employer contribution / active EE | $0 | $1,510-100.0% | $3,475-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $4,096 | $2,627+55.9% | $3,999+2.4% | $4,139-1.1% |
| Admin fee / account holder | $1,976 | $4,363-54.7% | $5,696-65.3% | $7,234-72.7% |