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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,353 | $53,063+198.4% | $124,206+27.5% | $82,637+91.6% |
| Participation rate | 51.6% | 58.4%-6.8pp | 69.6%-18.0pp | 68.1%-16.4pp |
| Annual return | 15.68% | 68.87%-53.2pp | 515.27%-499.6pp | 53.51%-37.8pp |
| Employer contribution / active EE | $0 | $1,530-100.0% | $3,540-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $4,096 | $2,644+54.9% | $3,968+3.2% | $4,126-0.7% |
| Admin fee / account holder | $1,976 | $4,281-53.9% | $5,929-66.7% | $7,339-73.1% |