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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,835 | $183,592-68.0% | $155,574-62.2% | $145,877-59.7% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 28.16% | 61.37%-33.2pp | 64.87%-36.7pp | 551.28%-523.1pp |
| Employer contribution / active EE | $4,271 | $5,317-19.7% | $4,676-8.7% | $4,663-8.4% |
| Participant deferral / active EE | $3,535 | $6,466-45.3% | $5,629-37.2% | $6,691-47.2% |
| Admin fee / account holder | $1,722 | $19,316-91.1% | $15,914-89.2% | $13,402-87.1% |