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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,698 | $81,331-84.4% | $155,534-91.8% | $80,935-84.3% |
| Participation rate | 94.6% | 66.3%+28.4pp | 78.2%+16.4pp | 67.7%+27.0pp |
| Annual return | 5.87% | 33.37%-27.5pp | 64.92%-59.0pp | 35.66%-29.8pp |
| Employer contribution / active EE | $1,774 | $3,105-42.9% | $4,675-62.1% | $2,757-35.6% |
| Participant deferral / active EE | $3,370 | $3,454-2.4% | $5,630-40.1% | $4,299-21.6% |
| Admin fee / account holder | $1,003 | $7,999-87.5% | $15,900-93.7% | $6,924-85.5% |