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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,623 | $92,798+110.8% | $96,707+102.3% | $137,256+42.5% |
| Participation rate | 75.0% | 81.6%-6.6pp | 80.4%-5.4pp | 80.0%-5.0pp |
| Annual return | 15.06% | 31.24%-16.2pp | 34.78%-19.7pp | 220.34%-205.3pp |
| Employer contribution / active EE | $3,261 | $4,147-21.4% | $4,191-22.2% | $4,156-21.5% |
| Participant deferral / active EE | $8,997 | $5,877+53.1% | $5,997+50.0% | $6,407+40.4% |
| Admin fee / account holder | $6,715 | $7,946-15.5% | $7,503-10.5% | $12,270-45.3% |