Filed January 27, 2023
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,072 | $101,798-84.2% | $165,071-90.3% | $80,935-80.1% |
| Participation rate | 92.9% | 71.8%+21.0pp | 78.6%+14.2pp | 67.7%+25.2pp |
| Annual return | 12.10% | 16.73%-4.6pp | 70.17%-58.1pp | 35.66%-23.6pp |
| Employer contribution / active EE | $1,870 | $2,954-36.7% | $4,347-57.0% | $2,757-32.2% |
| Participant deferral / active EE | $3,408 | $4,476-23.9% | $6,035-43.5% | $4,299-20.7% |
| Admin fee / account holder | $1,424 | $8,221-82.7% | $12,695-88.8% | $6,924-79.4% |