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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,829 | $102,429+31.6% | $147,096-8.3% | $80,925+66.6% |
| Participation rate | 70.6% | 75.9%-5.3pp | 82.2%-11.6pp | 67.7%+2.9pp |
| Annual return | 11.27% | 135.02%-123.8pp | 419.75%-408.5pp | 35.65%-24.4pp |
| Employer contribution / active EE | $2,207 | $3,716-40.6% | $4,936-55.3% | $2,756-19.9% |
| Participant deferral / active EE | $8,701 | $6,649+30.9% | $8,071+7.8% | $4,299+102.4% |
| Admin fee / account holder | $32,981 | $7,957+314.5% | $13,005+153.6% | $6,940+375.2% |