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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,829 | $102,385+31.7% | $147,080-8.3% | $80,935+66.6% |
| Participation rate | 70.6% | 75.9%-5.3pp | 82.2%-11.6pp | 67.7%+2.9pp |
| Annual return | 11.27% | 135.09%-123.8pp | 420.17%-408.9pp | 35.66%-24.4pp |
| Employer contribution / active EE | $2,207 | $3,717-40.6% | $4,933-55.3% | $2,757-19.9% |
| Participant deferral / active EE | $8,701 | $6,651+30.8% | $8,066+7.9% | $4,299+102.4% |
| Admin fee / account holder | $32,981 | $7,951+314.8% | $12,989+153.9% | $6,924+376.3% |