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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,451 | $110,093-53.3% | $97,295-47.1% | $145,897-64.7% |
| Participation rate | 41.7% | 75.9%-34.2pp | 72.7%-31.0pp | 80.3%-38.6pp |
| Annual return | 8.14% | 244.76%-236.6pp | 75.62%-67.5pp | 552.29%-544.1pp |
| Employer contribution / active EE | $1,227 | $3,077-60.1% | $2,723-54.9% | $4,663-73.7% |
| Participant deferral / active EE | $771 | $4,678-83.5% | $4,264-81.9% | $6,689-88.5% |
| Admin fee / account holder | $28 | $6,212-99.6% | $5,646-99.5% | $13,390-99.8% |