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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,364 | $183,539-68.7% | $155,556-63.1% | $145,897-60.7% |
| Participation rate | 90.0% | 82.7%+7.3pp | 78.2%+11.8pp | 80.3%+9.7pp |
| Annual return | 13.61% | 61.31%-47.7pp | 64.84%-51.2pp | 552.29%-538.7pp |
| Employer contribution / active EE | $8,688 | $5,315+63.5% | $4,675+85.8% | $4,663+86.3% |
| Participant deferral / active EE | $7,444 | $6,467+15.1% | $5,631+32.2% | $6,689+11.3% |
| Admin fee / account holder | $585 | $19,275-97.0% | $15,885-96.3% | $13,390-95.6% |