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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,589 | $108,825+56.8% | $156,181+9.2% | $82,448+106.9% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 10.84% | 20.59%-9.7pp | 64.87%-54.0pp | 41.64%-30.8pp |
| Employer contribution / active EE | $5,085 | $2,870+77.2% | $4,294+18.4% | $2,551+99.3% |
| Participant deferral / active EE | $5,515 | $4,577+20.5% | $6,132-10.1% | $4,139+33.2% |
| Admin fee / account holder | $7,774 | $9,341-16.8% | $14,586-46.7% | $7,234+7.5% |