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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $605,574 | $129,737+366.8% | $119,126+408.3% | $154,746+291.3% |
| Participation rate | 77.8% | 78.9%-1.1pp | 75.8%+2.0pp | 80.7%-2.9pp |
| Annual return | 12.87% | 379.08%-366.2pp | 282.11%-269.2pp | 172.34%-159.5pp |
| Employer contribution / active EE | $5,669 | $4,375+29.6% | $4,034+40.5% | $4,379+29.5% |
| Participant deferral / active EE | $12,446 | $5,842+113.0% | $5,318+134.0% | $6,730+84.9% |
| Admin fee / account holder | $3,755 | $11,961-68.6% | $10,693-64.9% | $14,365-73.9% |