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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $605,574 | $111,535+442.9% | $105,223+475.5% | $137,256+341.2% |
| Participation rate | 77.8% | 78.1%-0.3pp | 75.0%+2.7pp | 80.0%-2.2pp |
| Annual return | 12.87% | 237.85%-225.0pp | 180.65%-167.8pp | 220.34%-207.5pp |
| Employer contribution / active EE | $5,669 | $3,939+43.9% | $3,689+53.7% | $4,156+36.4% |
| Participant deferral / active EE | $12,446 | $5,500+126.3% | $5,072+145.4% | $6,407+94.3% |
| Admin fee / account holder | $3,755 | $9,721-61.4% | $8,859-57.6% | $12,270-69.4% |