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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,349 | $201,259-2.4% | $184,200+6.6% | $145,959+34.5% |
| Participation rate | 78.6% | 87.5%-8.9pp | 86.8%-8.3pp | 80.3%-1.7pp |
| Annual return | 13.97% | 28.98%-15.0pp | 28.80%-14.8pp | 561.95%-548.0pp |
| Employer contribution / active EE | $2,278 | $7,018-67.5% | $6,424-64.5% | $4,661-51.1% |
| Participant deferral / active EE | $8,240 | $9,806-16.0% | $9,132-9.8% | $6,689+23.2% |
| Admin fee / account holder | $1,251 | $16,372-92.4% | $13,907-91.0% | $13,398-90.7% |