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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,152 | $108,942+215.0% | $100,415+241.7% | $145,897+135.2% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 8.17% | 58.27%-50.1pp | 49.47%-41.3pp | 552.29%-544.1pp |
| Employer contribution / active EE | $2,822 | $4,422-36.2% | $3,943-28.4% | $4,663-39.5% |
| Participant deferral / active EE | $11,551 | $8,461+36.5% | $8,091+42.8% | $6,689+72.7% |
| Admin fee / account holder | $38,107 | $9,702+292.8% | $7,906+382.0% | $13,390+184.6% |