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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,152 | $108,922+215.0% | $100,398+241.8% | $145,978+135.1% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 8.17% | 58.04%-49.9pp | 49.32%-41.2pp | 550.52%-542.3pp |
| Employer contribution / active EE | $2,822 | $4,426-36.2% | $3,946-28.5% | $4,662-39.5% |
| Participant deferral / active EE | $11,551 | $8,450+36.7% | $8,084+42.9% | $6,690+72.7% |
| Admin fee / account holder | $38,107 | $9,680+293.6% | $7,893+382.8% | $13,400+184.4% |