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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $442,739 | $185,312+138.9% | $161,489+174.2% | $154,746+186.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 12.48% | 103.84%-91.4pp | 89.72%-77.2pp | 172.34%-159.9pp |
| Employer contribution / active EE | $6,337 | $4,769+32.9% | $4,268+48.5% | $4,379+44.7% |
| Participant deferral / active EE | $9,771 | $6,350+53.9% | $5,630+73.6% | $6,730+45.2% |
| Admin fee / account holder | $18,807 | $18,654+0.8% | $16,006+17.5% | $14,365+30.9% |