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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $442,739 | $227,399+94.7% | $189,758+133.3% | $198,609+122.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 12.48% | 61.03%-48.6pp | 52.62%-40.1pp | 202.70%-190.2pp |
| Employer contribution / active EE | $6,337 | $5,526+14.7% | $4,767+32.9% | $5,055+25.4% |
| Participant deferral / active EE | $9,771 | $6,837+42.9% | $5,856+66.9% | $6,977+40.1% |
| Admin fee / account holder | $18,807 | $25,162-25.3% | $20,388-7.8% | $19,030-1.2% |