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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,172 | $201,370-66.6% | $184,256-63.5% | $145,897-54.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 5.97% | 29.05%-23.1pp | 28.85%-22.9pp | 552.29%-546.3pp |
| Employer contribution / active EE | $21,304 | $7,024+203.3% | $6,427+231.5% | $4,663+356.9% |
| Participant deferral / active EE | $20,930 | $9,808+113.4% | $9,133+129.2% | $6,689+212.9% |
| Admin fee / account holder | $82,577 | $16,364+404.6% | $13,899+494.1% | $13,390+516.7% |