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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,402 | $209,336-67.3% | $197,124-65.3% | $137,256-50.2% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 4.69% | 48.09%-43.4pp | 44.34%-39.7pp | 220.34%-215.7pp |
| Employer contribution / active EE | $14,231 | $6,591+115.9% | $6,227+128.5% | $4,156+242.4% |
| Participant deferral / active EE | $15,758 | $9,614+63.9% | $9,135+72.5% | $6,407+146.0% |
| Admin fee / account holder | $20,271 | $17,308+17.1% | $16,298+24.4% | $12,270+65.2% |