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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,838 | $149,040-51.1% | $120,225-39.4% | $137,256-46.9% |
| Participation rate | 87.5% | 75.4%+12.1pp | 69.6%+17.9pp | 80.0%+7.5pp |
| Annual return | 14.63% | 605.68%-591.1pp | 439.23%-424.6pp | 220.34%-205.7pp |
| Employer contribution / active EE | $1,683 | $4,350-61.3% | $3,475-51.6% | $4,156-59.5% |
| Participant deferral / active EE | $3,811 | $4,655-18.1% | $3,999-4.7% | $6,407-40.5% |
| Admin fee / account holder | $321 | $6,348-94.9% | $5,696-94.4% | $12,270-97.4% |