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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,126 | $102,429-27.6% | $147,096-49.6% | $80,925-8.4% |
| Participation rate | 98.8% | 75.9%+22.9pp | 82.2%+16.6pp | 67.7%+31.1pp |
| Annual return | 15.67% | 135.02%-119.4pp | 419.75%-404.1pp | 35.65%-20.0pp |
| Employer contribution / active EE | $700 | $3,716-81.2% | $4,936-85.8% | $2,756-74.6% |
| Participant deferral / active EE | $8,957 | $6,649+34.7% | $8,071+11.0% | $4,299+108.4% |
| Admin fee / account holder | $4,435 | $7,957-44.3% | $13,005-65.9% | $6,940-36.1% |