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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,257 | $63,703+44.8% | $93,063-0.9% | $82,448+11.9% |
| Participation rate | 78.1% | 63.8%+14.3pp | 72.1%+6.0pp | 68.1%+10.1pp |
| Annual return | 15.09% | -775.43%+790.5pp | 34.15%-19.1pp | 41.64%-26.5pp |
| Employer contribution / active EE | $3,204 | $1,729+85.4% | $2,476+29.4% | $2,551+25.6% |
| Participant deferral / active EE | $1,182 | $2,919-59.5% | $3,958-70.1% | $4,139-71.4% |
| Admin fee / account holder | $590 | $5,982-90.1% | $6,033-90.2% | $7,234-91.8% |