Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,953 | $102,385-20.9% | $147,080-45.0% | $80,9350% |
| Participation rate | 40.7% | 75.9%-35.1pp | 82.2%-41.4pp | 67.7%-26.9pp |
| Annual return | 11.34% | 135.09%-123.8pp | 420.17%-408.8pp | 35.66%-24.3pp |
| Employer contribution / active EE | $1,359 | $3,717-63.4% | $4,933-72.4% | $2,757-50.7% |
| Participant deferral / active EE | $2,452 | $6,651-63.1% | $8,066-69.6% | $4,299-43.0% |
| Admin fee / account holder | $1,464 | $7,951-81.6% | $12,989-88.7% | $6,924-78.9% |