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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,689 | $57,140+286.2% | $85,240+158.9% | $80,959+172.6% |
| Participation rate | 27.5% | 56.4%-28.9pp | 67.5%-40.0pp | 67.7%-40.2pp |
| Annual return | 23.95% | 21.71%+2.2pp | 66.75%-42.8pp | 35.67%-11.7pp |
| Employer contribution / active EE | $505 | $1,802-72.0% | $2,735-81.5% | $2,757-81.7% |
| Participant deferral / active EE | $966 | $3,115-69.0% | $4,527-78.7% | $4,300-77.5% |
| Admin fee / account holder | $11 | $4,992-99.8% | $6,165-99.8% | $6,925-99.8% |