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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,689 | $57,057+286.8% | $85,009+159.6% | $80,874+172.9% |
| Participation rate | 27.5% | 56.4%-28.9pp | 67.5%-40.0pp | 67.6%-40.1pp |
| Annual return | 23.95% | 21.66%+2.3pp | 66.47%-42.5pp | 35.62%-11.7pp |
| Employer contribution / active EE | $505 | $1,799-71.9% | $2,728-81.5% | $2,756-81.7% |
| Participant deferral / active EE | $966 | $3,112-69.0% | $4,522-78.6% | $4,297-77.5% |
| Admin fee / account holder | $11 | $4,986-99.8% | $6,153-99.8% | $6,935-99.8% |