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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,273 | $162,136+1.3% | $152,301+7.9% | $154,746+6.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 12.25% | 91.02%-78.8pp | 80.50%-68.3pp | 172.34%-160.1pp |
| Employer contribution / active EE | $8,246 | $4,890+68.6% | $4,624+78.3% | $4,379+88.3% |
| Participant deferral / active EE | $24,188 | $8,341+190.0% | $8,004+202.2% | $6,730+259.4% |
| Admin fee / account holder | $2,350 | $15,759-85.1% | $14,398-83.7% | $14,365-83.6% |