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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,403 | $171,492-16.4% | $150,734-4.9% | $198,609-27.8% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 16.71% | 804.70%-788.0pp | 600.81%-584.1pp | 202.70%-186.0pp |
| Employer contribution / active EE | $7,911 | $5,470+44.6% | $4,918+60.9% | $5,055+56.5% |
| Participant deferral / active EE | $4,837 | $6,259-22.7% | $5,610-13.8% | $6,977-30.7% |
| Admin fee / account holder | $2,968 | $17,628-83.2% | $14,905-80.1% | $19,030-84.4% |