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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,403 | $111,535+28.6% | $105,223+36.3% | $137,256+4.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 16.71% | 237.85%-221.1pp | 180.65%-163.9pp | 220.34%-203.6pp |
| Employer contribution / active EE | $7,911 | $3,939+100.8% | $3,689+114.5% | $4,156+90.3% |
| Participant deferral / active EE | $4,837 | $5,500-12.1% | $5,072-4.6% | $6,407-24.5% |
| Admin fee / account holder | $2,968 | $9,721-69.5% | $8,859-66.5% | $12,270-75.8% |