Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,332 | $88,672+51.5% | $105,223+27.7% | $82,448+62.9% |
| Participation rate | 26.6% | 67.9%-41.4pp | 75.0%-48.5pp | 68.1%-41.5pp |
| Annual return | 11.80% | 30.86%-19.1pp | 180.65%-168.8pp | 41.64%-29.8pp |
| Employer contribution / active EE | $0 | $3,048-100.0% | $3,689-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $1,995 | $4,036-50.6% | $5,072-60.7% | $4,139-51.8% |
| Admin fee / account holder | $5,581 | $7,146-21.9% | $8,859-37.0% | $7,234-22.9% |