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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,813 | $97,125-31.2% | $86,233-22.5% | $137,256-51.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 15.85% | 74.19%-58.3pp | 61.39%-45.5pp | 220.34%-204.5pp |
| Employer contribution / active EE | $7,885 | $2,841+177.5% | $2,504+214.9% | $4,156+89.7% |
| Participant deferral / active EE | $7,391 | $5,180+42.7% | $4,559+62.1% | $6,407+15.4% |
| Admin fee / account holder | $1,438 | $9,725-85.2% | $8,342-82.8% | $12,270-88.3% |