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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,813 | $99,053-32.5% | $88,179-24.2% | $138,895-51.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 15.85% | 78.17%-62.3pp | 64.97%-49.1pp | 145.39%-129.5pp |
| Employer contribution / active EE | $7,885 | $2,882+173.6% | $2,549+209.3% | $4,194+88.0% |
| Participant deferral / active EE | $7,391 | $5,225+41.5% | $4,614+60.2% | $6,396+15.6% |
| Admin fee / account holder | $1,438 | $8,748-83.6% | $7,673-81.3% | $12,562-88.6% |