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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,568 | $73,787+284.3% | $98,716+187.3% | $82,448+243.9% |
| Participation rate | 100.0% | 61.4%+38.6pp | 69.3%+30.7pp | 68.1%+31.9pp |
| Annual return | 16.28% | 18.57%-2.3pp | 31.81%-15.5pp | 41.64%-25.4pp |
| Employer contribution / active EE | $7,426 | $1,511+391.4% | $2,279+225.9% | $2,551+191.1% |
| Participant deferral / active EE | $9,783 | $3,081+217.5% | $4,048+141.7% | $4,139+136.4% |
| Admin fee / account holder | $6,867 | $6,500+5.7% | $8,703-21.1% | $7,234-5.1% |