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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,195 | $110,379-25.5% | $102,412-19.7% | $145,884-43.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.34% | 24.84%-13.5pp | 24.94%-13.6pp | 551.85%-540.5pp |
| Employer contribution / active EE | $6,845 | $4,216+62.4% | $3,870+76.9% | $4,662+46.8% |
| Participant deferral / active EE | $13,414 | $5,622+138.6% | $5,060+165.1% | $6,690+100.5% |
| Admin fee / account holder | $385 | $9,745-96.0% | $8,388-95.4% | $13,392-97.1% |