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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,094 | $55,470-33.1% | $155,556-76.2% | $74,478-50.2% |
| Participation rate | 35.5% | 61.9%-26.4pp | 78.2%-42.7pp | 67.2%-31.7pp |
| Annual return | 16.82% | 269.80%-253.0pp | 64.84%-48.0pp | 1370.56%-1353.7pp |
| Employer contribution / active EE | $1,145 | $2,267-49.5% | $4,675-75.5% | $2,626-56.4% |
| Participant deferral / active EE | $2,604 | $2,838-8.3% | $5,631-53.8% | $4,350-40.1% |
| Admin fee / account holder | $3,647 | $1,744+109.1% | $15,885-77.0% | $1,946+87.4% |