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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,094 | $55,446-33.1% | $155,574-76.2% | $74,429-50.2% |
| Participation rate | 35.5% | 61.9%-26.4pp | 78.2%-42.7pp | 67.2%-31.7pp |
| Annual return | 16.82% | 269.20%-252.4pp | 64.87%-48.0pp | 1368.38%-1351.6pp |
| Employer contribution / active EE | $1,145 | $2,266-49.5% | $4,676-75.5% | $2,625-56.4% |
| Participant deferral / active EE | $2,604 | $2,836-8.2% | $5,629-53.7% | $4,348-40.1% |
| Admin fee / account holder | $3,647 | $1,743+109.2% | $15,914-77.1% | $1,944+87.6% |