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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,908 | $110,410-29.4% | $102,437-23.9% | $145,897-46.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.04% | 24.85%-15.8pp | 24.95%-15.9pp | 552.29%-543.2pp |
| Employer contribution / active EE | $12,424 | $4,217+194.6% | $3,871+221.0% | $4,663+166.5% |
| Participant deferral / active EE | $1,857 | $5,622-67.0% | $5,060-63.3% | $6,689-72.2% |
| Admin fee / account holder | $1,442 | $9,745-85.2% | $8,388-82.8% | $13,390-89.2% |