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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,338 | $57,590+171.5% | $86,233+81.3% | $82,448+89.6% |
| Participation rate | 83.9% | 57.9%+26.0pp | 69.0%+14.9pp | 68.1%+15.8pp |
| Annual return | 14.03% | 22.41%-8.4pp | 61.39%-47.4pp | 41.64%-27.6pp |
| Employer contribution / active EE | $3,415 | $1,655+106.3% | $2,504+36.4% | $2,551+33.9% |
| Participant deferral / active EE | $10,539 | $3,080+242.2% | $4,559+131.2% | $4,139+154.6% |
| Admin fee / account holder | $60,985 | $4,730+1189.2% | $8,342+631.0% | $7,234+743.0% |