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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,617 | $57,073+51.8% | $85,126+1.8% | $80,925+7.0% |
| Participation rate | 75.0% | 56.4%+18.6pp | 67.5%+7.5pp | 67.7%+7.3pp |
| Annual return | 8.15% | 21.69%-13.5pp | 66.63%-58.5pp | 35.65%-27.5pp |
| Employer contribution / active EE | $4,484 | $1,801+149.0% | $2,731+64.2% | $2,756+62.7% |
| Participant deferral / active EE | $3,494 | $3,113+12.2% | $4,523-22.8% | $4,299-18.7% |
| Admin fee / account holder | $712 | $4,988-85.7% | $6,160-88.4% | $6,940-89.7% |