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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,617 | $57,140+51.6% | $85,240+1.6% | $80,959+7.0% |
| Participation rate | 75.0% | 56.4%+18.6pp | 67.5%+7.5pp | 67.7%+7.3pp |
| Annual return | 8.15% | 21.71%-13.6pp | 66.75%-58.6pp | 35.67%-27.5pp |
| Employer contribution / active EE | $4,484 | $1,802+148.8% | $2,735+63.9% | $2,757+62.6% |
| Participant deferral / active EE | $3,494 | $3,115+12.1% | $4,527-22.8% | $4,300-18.8% |
| Admin fee / account holder | $712 | $4,992-85.7% | $6,165-88.5% | $6,925-89.7% |