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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,613 | $110,379-72.3% | $102,412-70.1% | $145,884-79.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 14.29% | 24.84%-10.6pp | 24.94%-10.7pp | 551.85%-537.6pp |
| Employer contribution / active EE | $1,719 | $4,216-59.2% | $3,870-55.6% | $4,662-63.1% |
| Participant deferral / active EE | $4,812 | $5,622-14.4% | $5,060-4.9% | $6,690-28.1% |
| Admin fee / account holder | $699 | $9,745-92.8% | $8,388-91.7% | $13,392-94.8% |