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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,913 | $174,379-48.4% | $152,093-40.9% | $138,895-35.3% |
| Participation rate | 93.3% | 81.6%+11.7pp | 77.8%+15.6pp | 79.9%+13.4pp |
| Annual return | 2.82% | 74.86%-72.0pp | 66.36%-63.5pp | 145.39%-142.6pp |
| Employer contribution / active EE | $2,064 | $4,652-55.6% | $4,175-50.6% | $4,194-50.8% |
| Participant deferral / active EE | $5,837 | $6,159-5.2% | $5,451+7.1% | $6,396-8.7% |
| Admin fee / account holder | $290,257 | $16,880+1619.5% | $14,497+1902.2% | $12,562+2210.6% |