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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,721 | $78,015-69.6% | $178,505-86.7% | $80,959-70.7% |
| Participation rate | 85.7% | 65.7%+20.0pp | 77.1%+8.6pp | 67.7%+18.0pp |
| Annual return | 10.25% | 18.10%-7.8pp | 27.16%-16.9pp | 35.67%-25.4pp |
| Employer contribution / active EE | $2,481 | $2,281+8.8% | $3,955-37.3% | $2,757-10.0% |
| Participant deferral / active EE | $1,267 | $4,406-71.3% | $6,280-79.8% | $4,300-70.5% |
| Admin fee / account holder | $5,360 | $7,160-25.1% | $10,428-48.6% | $6,925-22.6% |