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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,721 | $78,027-69.6% | $178,528-86.7% | $80,925-70.7% |
| Participation rate | 85.7% | 65.7%+20.0pp | 77.1%+8.6pp | 67.7%+18.1pp |
| Annual return | 10.25% | 18.09%-7.8pp | 27.11%-16.9pp | 35.65%-25.4pp |
| Employer contribution / active EE | $2,481 | $2,281+8.8% | $3,950-37.2% | $2,756-10.0% |
| Participant deferral / active EE | $1,267 | $4,408-71.3% | $6,278-79.8% | $4,299-70.5% |
| Admin fee / account holder | $5,360 | $7,168-25.2% | $10,419-48.6% | $6,940-22.8% |