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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,212 | $199,109-66.7% | $173,730-61.9% | $154,746-57.2% |
| Participation rate | 88.9% | 82.8%+6.1pp | 79.6%+9.3pp | 80.7%+8.2pp |
| Annual return | 12.81% | 20.02%-7.2pp | 19.96%-7.1pp | 172.34%-159.5pp |
| Employer contribution / active EE | $3,728 | $5,311-29.8% | $4,577-18.6% | $4,379-14.9% |
| Participant deferral / active EE | $9,061 | $7,113+27.4% | $6,326+43.2% | $6,730+34.6% |
| Admin fee / account holder | $3,056 | $20,916-85.4% | $17,523-82.6% | $14,365-78.7% |