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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,165 | $75,541+3.5% | $152,093-48.6% | $82,637-5.4% |
| Participation rate | 77.8% | 66.5%+11.2pp | 77.8%0pp | 68.1%+9.7pp |
| Annual return | 10.80% | 32.56%-21.8pp | 66.36%-55.6pp | 53.51%-42.7pp |
| Employer contribution / active EE | $2,066 | $2,622-21.2% | $4,175-50.5% | $2,552-19.0% |
| Participant deferral / active EE | $4,475 | $3,206+39.6% | $5,451-17.9% | $4,126+8.5% |
| Admin fee / account holder | $705 | $6,405-89.0% | $14,497-95.1% | $7,339-90.4% |