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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,218 | $97,125-37.0% | $86,233-29.0% | $137,256-55.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 7.10% | 74.19%-67.1pp | 61.39%-54.3pp | 220.34%-213.2pp |
| Employer contribution / active EE | $5,426 | $2,841+91.0% | $2,504+116.7% | $4,156+30.6% |
| Participant deferral / active EE | $10,986 | $5,180+112.1% | $4,559+141.0% | $6,407+71.5% |
| Admin fee / account holder | $72,741 | $9,725+648.0% | $8,342+772.0% | $12,270+492.8% |