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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,619 | $138,312+112.3% | $122,979+138.8% | $155,188+89.2% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 10.03% | 22.06%-12.0pp | 20.12%-10.1pp | 148.84%-138.8pp |
| Employer contribution / active EE | $2,477 | $3,530-29.8% | $3,062-19.1% | $4,248-41.7% |
| Participant deferral / active EE | $8,670 | $5,592+55.0% | $5,003+73.3% | $6,531+32.8% |
| Admin fee / account holder | $12,315 | $15,089-18.4% | $12,864-4.3% | $14,480-15.0% |