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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,619 | $136,860+114.5% | $120,344+144.0% | $154,746+89.7% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 10.03% | 21.38%-11.3pp | 20.30%-10.3pp | 172.34%-162.3pp |
| Employer contribution / active EE | $2,477 | $3,533-29.9% | $3,020-18.0% | $4,379-43.4% |
| Participant deferral / active EE | $8,670 | $5,793+49.7% | $5,135+68.9% | $6,730+28.8% |
| Admin fee / account holder | $12,315 | $15,393-20.0% | $12,742-3.3% | $14,365-14.3% |