Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,229 | $60,393-26.8% | $81,820-45.9% | $74,429-40.6% |
| Participation rate | 66.9% | 62.9%+4.1pp | 72.4%-5.4pp | 67.2%-0.3pp |
| Annual return | 17.98% | 16.89%+1.1pp | 777.93%-759.9pp | 1368.38%-1350.4pp |
| Employer contribution / active EE | $3,160 | $2,626+20.3% | $2,915+8.4% | $2,625+20.4% |
| Participant deferral / active EE | $4,462 | $3,397+31.4% | $4,323+3.2% | $4,348+2.6% |
| Admin fee / account holder | $1,543 | $1,491+3.5% | $7,391-79.1% | $1,944-20.7% |