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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,689 | $110,410+173.2% | $102,437+194.5% | $145,897+106.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.81% | 24.85%-14.0pp | 24.95%-14.1pp | 552.29%-541.5pp |
| Employer contribution / active EE | $1,785 | $4,217-57.7% | $3,871-53.9% | $4,663-61.7% |
| Participant deferral / active EE | $6,230 | $5,622+10.8% | $5,060+23.1% | $6,689-6.9% |
| Admin fee / account holder | $105,493 | $9,745+982.5% | $8,388+1157.7% | $13,390+687.8% |