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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,490 | $86,050+174.8% | $189,758+24.6% | $94,015+151.5% |
| Participation rate | 66.7% | 68.9%-2.2pp | 79.8%-13.1pp | 70.8%-4.2pp |
| Annual return | 13.39% | 17.77%-4.4pp | 52.62%-39.2pp | 17.84%-4.5pp |
| Employer contribution / active EE | $1,248 | $2,819-55.7% | $4,767-73.8% | $2,790-55.3% |
| Participant deferral / active EE | $6,784 | $3,349+102.6% | $5,856+15.9% | $4,249+59.7% |
| Admin fee / account holder | $4,202 | $6,627-36.6% | $20,388-79.4% | $8,951-53.1% |