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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,560 | $156,398-17.2% | $147,318-12.1% | $138,895-6.7% |
| Participation rate | 94.1% | 83.8%+10.4pp | 82.1%+12.1pp | 79.9%+14.2pp |
| Annual return | 19.39% | 78.75%-59.4pp | 70.43%-51.0pp | 145.39%-126.0pp |
| Employer contribution / active EE | $1,483 | $4,853-69.5% | $4,593-67.7% | $4,194-64.7% |
| Participant deferral / active EE | $4,507 | $8,237-45.3% | $7,906-43.0% | $6,396-29.5% |
| Admin fee / account holder | $871 | $14,976-94.2% | $13,708-93.6% | $12,562-93.1% |