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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,121 | $102,385+99.4% | $147,080+38.8% | $80,935+152.2% |
| Participation rate | 87.5% | 75.9%+11.6pp | 82.2%+5.3pp | 67.7%+19.8pp |
| Annual return | 16.11% | 135.09%-119.0pp | 420.17%-404.1pp | 35.66%-19.5pp |
| Employer contribution / active EE | $579 | $3,717-84.4% | $4,933-88.3% | $2,757-79.0% |
| Participant deferral / active EE | $10,621 | $6,651+59.7% | $8,066+31.7% | $4,299+147.0% |
| Admin fee / account holder | $1,971 | $7,951-75.2% | $12,989-84.8% | $6,924-71.5% |