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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,079 | $183,592-90.2% | $155,574-88.4% | $145,877-87.6% |
| Participation rate | 72.2% | 82.7%-10.5pp | 78.2%-6.0pp | 80.3%-8.1pp |
| Annual return | 14.38% | 61.37%-47.0pp | 64.87%-50.5pp | 551.28%-536.9pp |
| Employer contribution / active EE | $534 | $5,317-89.9% | $4,676-88.6% | $4,663-88.5% |
| Participant deferral / active EE | $2,872 | $6,466-55.6% | $5,629-49.0% | $6,691-57.1% |
| Admin fee / account holder | $41,187 | $19,316+113.2% | $15,914+158.8% | $13,402+207.3% |